What I've Been Up To

4.20.2014
as you might have noticed - or not, that's fine too, i think i'm much cooler than i actually am - i took a nice break last week.  besides friday's post and even there, i didn't allow comments.  that's not to say i was just sitting around.  my office was busy, the weather was slightly improved which meant more outings, my friend just started a job in the building right across the street which means more meet ups, hawkeye's 5th birthday party is next weekend so i had to plan.  oh yeah, and celebrating 1 year with this handsome guy.


there's one other thing i've been working on that i should mention - i'm 100% completely and totally debt free.  i wrote about the fact that i paid off my student loans, but now, thanks to a successful no spend month, i also paid off my credit card.  debt free.  it's awesome.  no i don't own a house or a car so that makes things easier, but i also learned enough in my few months of really being organized and nailing down my finances that i will never take out a loan or a mortgage.  cash only, baby.  so i have a lot of saving to do and i've been very thrifty lately.  no, this won't turn into a frugal living blog.  not as long as the container store exists.  but i might mention here or there some ways that i save or earn extra money.

among my current savings goals, now that i'm debt free, is christmas.  frugal christmas, of course, since those 7 years of catholic school told me it's all about baby jesus, not presents.  (happy jesus is a zombie day, by the way.)  (kidding. ish.)  which brings me to my final point, one last thing i've been setting up during my break.  i mentioned on friday that i've been having great success with swagbucks.  i'm up to $45 for amazon in about 10 days.  and not 'earned it and waiting for my cards to arrive' but actually cashed in, code received, $45 sitting in my amazon account, itching to be spent.  that's my plan for a debt free but still really awesome christmas - one that's paid for totally in swagbucks earnings.

you should know, you probably do, that i don't just throw up any old thing on here to get money.  i'm not part of any ad networks, i'm not an affiliate of anything, i don't make any money when i tell you about things i found on amazon or iphone apps that help me organize.  because guess who'd rather just not do it than figure out the tax implications?  this girl.  and legally, according to the ftc, i must tell you that a post includes any links which i might make money off of before you have an opportunity to click them.  not some hidden tiny text at the bottom of a post, but big letters you can actually read (if you're guilty of the tiny letters at the bottom, you should stop that, it's illegal!) before you get to a link.  so here's your disclosure - the swagbucks links that follow this are referral links.  i make more points if you sign up using my referral link, but hey, so do you!  and then you can refer your own friends, and make your own extra points if you want.  got it?  cool.  and thus you should know that i'm doing it cause i actually love it, not like some blogs that 'love' something new every day.  moving on.

i did some calculations and my goal for christmas is $350 in gift cards earned using swagbucks.  yes, $350 in free money.  and i think i can exceed that.  i did so well in my first week that i decided to contact them about sharing it on my blog.  so they set me up with a blogger's dashboard and that way i can not only offer you more points when you sign up, but i can also tell you asap when there's special promotions and even host giveaways here.  i mentioned friday how quickly and easily i earn points each day, but i plan on offering more tips along the way.  and you can sign up using the promo code NotPerfect and get 70 bonus points, plus 30 more after you fill out your profile.  and just 450 points is $5 to amazon.

so sign up, earn free money, don't go into debt this holiday season.  or ignore me completely, that's fine too and why i wrote this on an 'off' day.  sorry, that was a long post but yes.  that's what i've been up to.

50 comments:

  1. Congratulations on being debt free! I like your no spending month idea and I think I might have to try that out as well.

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  2. Congratulations on being 100% debt free! I long to be there. As of this month I am 100% credit card debt free (but still have student loans, mortgage, and car debt - boo!). Small wins.
    And I feel you on the blogging break - I took one last week too!

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  3. Congrats on being debt free! It's the best feeling in the world for sure!!!! LOVE IT!!

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    1. Thank you!! Yes, it feels amazing!!

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  4. First yippee on being debt free, isn't it an amazing great feeling?
    And yay on you starting swagbucks. Do I wish you were under me, damn right! And you can totally do the 350, AT LEAST. Easy peasy. Jason and I both do 25 a month at amazon - - plus extras here and there when we earn quite a bit in a month.

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  5. Yay one year!!! Congrats :) and double congrats on being debt free!

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  6. Congrats on debt free! I'm an attorney also and I love your blog. Gonna check out that link!

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  7. YES!! So, i seriously wanted to comment on friday about that post. Mostly because I use swagbucks and I too save them and redeem them for real life giftcards to use on friends and family for christmas and birthday gifts! I've been with SB for almost two years now and I love trying to hit my daily goals and also earn all the SB special bills! Kind of a thrill, I've already redeemed easily $150 in giftcards and I've got over 4k points sitting waiting to be redeemed. I normally pick paypal instead but that's cause I don't use amazon that often. I also find waiting to cash out in bigger increments helps me hoard up the points instead of spending them on myself. (#dontjudge) So excited to see you doing the same :)

    Happy busy crazy week ahead and I'm excited for you on the one year thing, I remember the old blog... bleh! So excited to see you totally happily and all that sappy shit!!

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    1. Hahaha so true about hoarding the points! I had to make a list for Christmas gifts, otherwise I'd just keep putting the money in my own amazon account ;) No judgment! As soon as I get all the cards I want for friends for Christmas, I think I'll switch to paypal too. I love that there's so many options.

      And thank you! Yes, WAY better this time around haha. Love you girl!

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  8. Congrats on being debt free that is an awesome accomplishment!

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  9. Congrats on being debt free! What a great feeling that must be.

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  10. being debt free rocks on so many levels. congrats!!! it feels so awesome, right? i made it my mission as soon as i got out of school to pay all that shit off and it was hard work but i did it. i do have a mortgage which i see as a necessary debt because i don't have half a million bucks lying around and there are many ways to quickly decrease that principal balance and become for real debt free faster (which i do all year every year because i'm a cheap bitch!)

    -kathy
    Vodka and Soda

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  11. You can't hear it, but I'm clapping for you! Debt free must be an amazing feeling, one that I will not know for another 15 years. Steve pays extra on the mortgage so it gets paid off in 20 years as opposed to 30. 15 years to go!! hahaha. But seriously, that is one hell of an accomplishment. Now go buy yourself a nice new Coach bag to celebrate! Kidding. (not really)

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  12. Debt free! That's incredible! Congrats!

    Oh and I'm totally signing up for swag bucks!

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  13. congrats on being debt free!

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  14. Kick ass on being debt free!

    I never use swag bucks, I have it. So bad. Thanks for the reminder that I should be using it.

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  15. Congrats love!! We are working on that right now. Silly hubs had to go to a fancy private school. haha I love swag bucks and need to get on it more.

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    1. Haha silly fancy school! ;) Good luck! Definitely get on the swagbucks - so much time until Christmas you can earn a ton!

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  16. So awesome that you're debt free. Congratulations!!

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  17. Congrats on one year! I am so happy for you. You always look so happy in all your pics. After my wedding I want to try a spending freeze!!

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  18. That's really awesome!!! Congrats man that's a big bonus now a days as most people are NOT debt free but sinking in it. I have a ton of student loans that I'm trying to figure out how to pay off at some point - it's why I've halted going to school.. Money is a sensitive topic for my behind. Great work that is definitely something worth taking a break for. Have a great one Stephanie! -Iva

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  19. congrats on debt free and the 1 year!! yahoo!

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  20. Good for you! I have been workign towards the same, but we did buy a house last year which has thrown a wrench in the debt plan big time! I can't wait to hear more :)

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  21. John is handsome. You guys make a beautiful couple!!

    I joined swagbucks this morning and got sucked in for like 2 hours!!

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  22. I'm so jealous that you are debt-free. That's my goal for the next year. Well, at least in terms of credit cards. My student loans will probably take another five years or so.

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  23. Congrats on being debt free and one year! I signed up for swag bucks a long time ago and deleted my account because I couldn't really figure out how to use it. Would you mind telling us a bit more about how you're so successful with it? Thanks!

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    1. Thank you :) And of course! I'll definitely have some tutorials coming up, likely on Saturdays, showing the different ways I earn and what your best bets are for earning points and cashing them in!

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  24. Congratulations on being debt free!!! I'm sure that is such a liberating feeling!!!!

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  25. I love swagbucks. I started using it back in college. Also, totally jealous that you're now debt free. Congrats girl!

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  26. Woo! Congratulations on being debt free!!
    I'm scared to take out a mortgage loan, but I know it's inevitable for us. Yeesh, and not to mention Doug will be wanting a new (or at least newer) vehicle eventually. Loans are scary, and bills suck. But for now I'm loving only having the small bills.
    And yay for one year!
    Cheers to many more!

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  27. Becoming debt-free was one of my *only* goals before I got married. I felt so free, and like I wasn't bringing baggage into our marriage!

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  28. Congrats on being debt free!! That is so awesome!!!

    I have never heard of swag bucks, I just signed up using your code! Yay!

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  29. So proud of you being debt free. I will have my car paid off this time next year. But today I started the paper work to buy my house. So I won't be debt free for another million years. Actually I talked to the mortgage lender if I pay an extra house payment a year it takes 5 years off the life of my loan. I will definitely have to do that.

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  30. Congrats on being debt free... that's amazing! Has to feel SO good!!!! :D

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  31. Wow, that's awesome! Congrats! I'll have to check out swag bucks.

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  32. Insanely jealous of your debt-free-ness. But insanely happy that you've shared one of your secrets. Signing up for swag bucks today and totally using you to get all the free monies, I mean points. I mean I think I deserve it :)

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  33. I actually used Swagbucks to get a bunch of gift cards for this past Christmas! Its genius, especially moving it to Paypal which gets moved to the bank account and means cash!!

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  34. I love Swagbucks but I'm also obsessed with ebates! I got $30 from them this month- ahhh thank you internet!

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  35. I have Swagbucks too! How did you go about contacting them as far as the blogging stuff goes? That sounds pretty awesome actually. My best deal from them was a survey that led to a $35 Amazon card. I haven't actually cashed in my points yet, but the increments of $5 Amazon cards seem to be the way to go seeing as it only takes 450 points. How did you get so many points so fast?? Tell me your secrets =) PS. Glad you're back. PPS. Happy birthday to your pup and anniversary to you and your man!

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  36. Love the blog, love Swagbucks. So I have a question. Am I a complete dumbass, or is it the website? Meaning... it's 450 points to get a $5 Amazon gift card. Ok fine. But why is it 2500 points to get a $25 gift card? You could buy 5 $5 Amazon gift cards for 2250 points and save yourself some points... do they put a limit on how many smaller gift cards you can buy? Or is my math wrong (totally possible!!)

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    1. Nope, you are totally correct Tina! The $5 amazon ones are their 'special' so they are discounted. But, you can only redeem 5 of those per month, for a total of $25. They are definitely the best deal so if you're an Amazon fan, you want to max those out each month and only go for the higher amounts if you have more points after getting all 5 Amazon ones. That's what I do! (and keep your eyes peeled, they sometimes offer the other $5 at a special discount as well!)

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    2. Awesome! Thanks for the tip :) glad to know I'm not crazy.

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    3. Awesome! Thanks for the tip :) glad to know I'm not crazy.

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  37. Congrats on being debt free! That's amazing! And thanks for the tip on Swagbucks AND getting the $5 Amazon cards for only 450 pts! I used to use Swagbucks a long time ago, but stopped since I wasn't really getting anywhere with it, But you have re-inspired me!! I had points saved from back then, and was just able to get $15 in Amazon cards- thanks again!!

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  38. Congrats on being debt free! That's awesome. My only real debt is the loan for my car which has me ball and chained until I'm almost 30. No cc debt for me though! Enjoy the financial freedom! :)

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  39. Wow congrats on being debt free...that is a huge accomplishment! I've never heard of Swagbucks before but I'm checking it out. Thanks for sharing!

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  40. Day-um girl!! Congrats on being debt-free - that must feel awesome! I just calculated yesterday and I think I'll be paying off my student loans for another 4 years or so (that will be a grand total of 12-ish years of paying them off).

    Bailey
    aka Bailey

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