I can't even tell you what I usually write about, because it varies. I have five cats and two crazy Shih Tzu's. They are all rescues. You can read more about them here and here. I also sometimes talk about my kids and the house I bought just last fall. I'm doing it all on my own, because I am pretty terrible at relationships. People ask me all the time how I do it all on my own. I am crediting it all to how I handle money.
Stephanie is the most disciplined person I know when it comes to money management. No way could I do a "Spending Frost" like hers. I can't even make a spending freeze last two days. But one thing I am good at is cutting costs in other areas. There are just some things I will not pay for.
- Services I think I can do myself. I fixed the belt on my dryer and when I broke the door trying to figure out how to get to the belt, I fixed that too. What did we ever do before Youtube videos? I have also built a deck rail and changed the head lights on my car. You would never believe that when I was married, I would beg him to hang shelves for me because I didn't know how to do anything. I don't try to do everything myself, though. This winter was brutal on my new house. My gutters fell off and my pipes burst. I hired someone to fix those, and when my HVAC died last week I called a repair person for that too. I know my limitations and electric and plumbing are where I have to draw the line.
- Photos. I just can't see spending the money for the portraits the schools offer... especially when the pictures all look like mug shots. I am by no means a professional, but I do think I beat what we have to offer around here. This is a picture I took of my daughter before prom.
- Painting my house. I once got suckered into spending $600 to paint a very small living room. If the quality wasn't so bad I may not have complained so much but for $600 I don't expect to see the original layer bleed through because they assumed a coat was enough. I am not so picky that I care if there is a spot on the ceiling, but I better not see another color peeking through at me. I am in the process of ridding my house of its all brown walls. So far I have painted my kitchen and bathroom. It's a lot slower process than you'd think.
- Cable or Satellite. I just paid Direct TV off from when I lived with someone. He agreed to pay half of the bill if I left it on. That wasn't the case toward the end of the contract. I am content to have my Hulu and Netflix. Who needs a $200 cable bill. Television just isn't worth that to me. Hell, I still haven't upgraded to a flat screen TV because I can't justify getting rid of televisions that still work.
- Full price. I can't get everything on sale, but I sure do try. I never could grasp regular coupons, also because Newspapers are something I would never waste my money on. But, thanks to apps, I can find sales, get discounts, or even get cash back. My favorites are Retail Me Not, (It gives me codes and online coupons) Hobby Lobby which tells me what that weeks sales are and gives me a 30% off code, and Walmart. I don't live anywhere near a target or really any other department store. My Walmart app has a savings catcher. I scan the receipt and the app does all the work. If they find a cheaper price in my area I get the difference. Since late February I have banked $10.