Shopping Ban Rules

i actually wasn't planning on posting the specifics of my shopping ban, since me knowing it would be enough.  but i got a few questions about what i plan on restricting and how i'll tackle holidays and things so i thought i'd gather all that info in one place.  so yes, i did officially decide to do a full out shopping ban.  i'll be looking over my finances this week/weekend and planning some things, so it will officially start monday, july 13.  and go as long as possible, but at least until april 30, 2016.  is there anything you're wondering about?  i'm not sure how often i'll talk about it, so ask away in the comments and i'll answer everything there.

here's my personal, self-imposed rules on what i will and will not be spending money on:

allowed:
gifts.  this is probably the biggest one people were wondering about - how to handle christmas and birthdays.  but the truth is, i don't plan on restricting this in the shopping ban.  i like gift shopping/giving.  i don't have many people i buy gifts for anyway, since i have such a small family.  and i never go overboard.  but yes, i'll still be getting wedding gifts and birthday gifts and whatever else comes up.  i do have some plans for people that i know value my time over gifts, which is good for the bottom line.

groceries. see the last item on the 'not allowed list' - i'm limiting take out so that will increase my grocery budget.  nothing outrageous, i'm still limiting grocery spending to what it should be - $100 per person, per month.  i'm not crazy, that's the national average.  and that number includes toiletries, makeup, cleaning supplies, pet stuff.  except for me; hawkeye has her own budget. which brings me to

pet supplies.  hawkeye knows no budget.  vet, groomings, expensive greenie treats and $25 4lb bags of dog food, all fair game.

netflix.  i don't have television guys - not regular channels, not cable.  just me and my apple tv.  netflix is my joy and i realize i could do many other things with my time but tv shows marathons are my jam.  and my hawkeye cuddle time.  so $8 a month is a small price to pay.

a haircut.  notice the a.  singular.  i get my hair done twice a year.  just did it in may, so i'll do it again in the winter months.  my twice yearly mani/pedis are also allowed.  it's not that i don't like these things, it's that i don't have the patience to sit through them.  do you know how long it takes to highlight my freaking hair?  2 hours.  at least.

household supplies.  it's not like i overuse paper towels, toilet paper, or cleaning supplies.  i think these are necessary, i usually count them in my grocery budget as they don't eat up too much cost.

cta costs.  that's the public transit here in chicago.  i don't have a car.

cleaning service.  my roommate and i book handy every 6 weeks to 2 months.  it costs us $10-$12 a piece and it's worth every penny.

a new hair dryer.  my current one sucks, it's a cheap little thing from a drug store.  i don't dry my hair often enough to justify a crazy expensive one, but if a nice one goes on sale around christmas time, i'm getting it.

and of course all the regular monthly bills - rent, electric, gas, health insurance, internet, and anything medical related or professional related like my license renewal.

not allowed:
clothes.  absolutely no clothes shopping unless it's to replace a worn out item i wear regularly.  i haven't determined yet if this will be easy, i'll really have to see in a few months.  for the most part, i do not buy clothes.  it happens so rarely.  i do wear everything in my closet, regularly, so when my beloved black sweater gets that hole that was threatening itself all last winter, i'll have to get a new one.  but other than replacements, i don't find myself shopping often.  i window shop online but rarely commit without a gift card.  (speaking of gift cards, i am allowing myself to use them if i get them!  i have vs, amc theaters, and bb&b waiting already.)  i do buy a new shirt here and there, and i'm not really conscious of when/why i do it, since it's not a need.  i'll have to really commit and keep an eye on this category.  which also includes shoes and jewelry, both of which i loathe shopping for and, let's be honest, wearing at all, so that won't be an issue.

makeup.  again, only to replace what runs out.  also not going to be difficult because i have my one perfect product i like in each category and i never stray.  i did recently get diagnosed with rosacea in my oh so always pink cheeks (but hey, i never have to wear/pay for blush) and i need a milder foundation soon.  which, no, i have not replaced yet because i'm a cheapskate at heart, skin issues be damned.

toiletries.  i. have. so. much.  if, by some miracle, i actually make it through all the shampoo, soap, toothpaste, and q-tips i own, i'll go ahead and buy those things.  but i would be shocked if i ran out of anything before the end of next april.  shocked, i tell you.  i don't even know where they all came from, but i have a stockpile.

expensive entertainment.  matinee movie, sure.  reserved seat tickets in the 21 and over section complete with drinks and dinner at the fancy movie theater, no.  street fest, yes.  $200 concert tickets, no.  i'm also putting e-books and online courses in this category.  while they're never expensive, individually, they are unnecessary entertainment that really add up.

planners.  say it ain't so!  but yes, no planners.  my planner goes through next summer.  (nothing that goes in that 'supplies' category either - paper, pens, post its, etc.)

convenience store nonsense.  i don't know, i always grab random crap while i'm at walgreens or cvs.  i go in for something legit and leave with gum, a bag of chips, a bottle of iced tea.  it's ridiculous.  i need to just order what i need on amazon and stay out of the corner store, apparently.

candles.  i love candles, need them.  but i won't be buying them.  they'll certainly be my answer when anyone asks 'what do you want for your birthday/christmas?' but i'm going to resist spending the money on them.

things i already don't buy.  in case anyone was wondering - cds, dvds, books, magazines, electronics, kitchenware, laundry soap, travel.


and the two biggest hurdles i'll be tackling:

taxis.  i take way too many taxis.  it's all about the convenience but it's such a waste of money.  taxis are officially for emergencies only.  and by emergencies i mean it's 3 am and not safe to take the train home alone.  or when i need to get hawkeye somewhere and someone with a car isn't around.

take out food and drinks.  coffee isn't a big one for me anymore - i use my kuerig on the weekends and the coffee at work is free.  i drink it black anyway so to pay more than 50 cents a cup for that makes my frugal blood boil.  however, this mindset has never extended to food and i have no idea why.  i certainly know how to shop and get the cheap but healthy ingredients.  do i do that?  no.  generally when i'm on my own i do, but when it's me and john, or when the weekend hits, it's take out, take out, take out.  chicago has so many great eats to offer!  never mind the fact that i order nothing but nachos any and everywhere.  

so i'm establishing a hardline rule of no breakfasts or lunches out, at all.  i think i'll leave leeway on dinner time, sort of ease into making as many meals at home as possible.  my current plan is to make all weekday dinners at home (sunday-thursday) and then doing take out with john on friday or saturday.  we generally don't do both, but it has happened in the past.  right now, i'll leave both friday and saturday night open for getting take out or going out to dinner, and then tighten it up to only once a week in a few months.  and we're definitely picking cheaper places to eat!  as far as drinks, like booze, that's simply not getting cut out.  i don't drink during the week, so i'll just put myself on a budget during the weekends.  i know all the cheap places to drink anyway - my pbr drafts are only $1.75 at my local bar.

and that ends this crazy long post.  did i leave anything out?

p.s. john is mostly doing this as well, so no, it's not 'let john pay for all the dinners and movies and vacations.'

101 comments

  1. fabulous! loved reading this. i started mine on july 1st and am hoping to do 6 months. i am allowing things KC will buy because he never buys anything, so it doesn't even count. I'm also not restricting eating out with other people, but rather on my own. I eat out a lot for lunch at work and it's over $10 a pop, it's ridiculous. and I'm the same when I go to a gas station or walgreens, I walk out with something I didn't need (normally candy) so I really need to work on that. I'm not restricting on gifts either, though I went so overboard last year that I am trying to buy less this year - we do have a few people to buy more, not a crazy amount but enough that i already started lol. anyway. longest comment ever. good luck!

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  2. Ahh so many things on the ban list! There's no way I'd be ready to do this for an entire year at this point. I think you'll have a good handle on it though, you seem to do pretty well based on your past spending recaps. Good luck!!

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  3. Wow! I'm a college student and I'd love to have the motivation to do something similar to this. I spend way more shopping that I should! I'm currently doing a "spending frost" for the month of July, but I may have to try something like this as well.

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  4. You're so hard core! Groceries for me and Ryan are $100/week (so about $200 per month per person) and sometimes more than that. It used to be less, but lately I've been buying a ton of produce and the bill keeps shooting up. I'd love to know how you keep it to $100/month.


    I'm tightening up on clothing shopping and "on-a-whim" purchases (mostly from Amazon).

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  5. I could actually do something like this. I say this after I have placed an Amazon order every day this week.

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  6. Actually the national average for groceries is $150 per week per person. You might want to give yourself a tad bit more leeway on food. I need to also tighten up on spending. Lately its been a free for all. If I see it and I want it I buy it.

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  7. I think everyone benefits from having a blog so I'm definitely trying to get her on board!
    Still no answers on my hair. The tests came back and said no lupus, so that's a good thing but I still want answers!

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  8. She was SO MAD. But at least in our new house we don't have to worry about her accidentally going in the pool when we're not looking - she can swim AND she avoids it like the plague now!

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  9. She was SO MAD. So mad. She actually did a tiny growl (which is strange for her) when I went to try to put her in the 2nd time. But it was too funny not too. At least I don't have to worry about her and pools!
    LOVE those sheets. I loved the last ones that the animals ripped a whole in, but my mom bought them at Macy's and I checked and it's like $300 or $400 for one freaking set. She's out of her mind, no one with pets can have $300 sheets. $30 is much more my speed. I got the peach ones (which are really cream) and they're perfect.

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  10. I set an alarm on my phone daily for the instagram thing. That's how bad I am at remembering stuff like that!
    It's not lupus! My blood tests came back totally normal. Which is great but... still no answers. One more doctor to see mid August, hopefully she'll have something to help.

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  11. I need a check in to see how you two are doing on this every three months or so!


    I've been free for all-ing it. I'm putting the brakes on until we go on vacation in September.

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  12. Bossypants is really good, I hope they get it for you soon.
    I did switch to a fancy pants shampoo and conditioner recommended by the dermatologist, so I hope that helps. Did she do anything else?

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  13. Oh man, I hope you find answers too! Thinning hair is the worst :( Mine is thinning all over, no patches visible yet. But it's just a matter of time, the rate it's falling out at. My tests did come back, no lupus. But still no answers either. So frustrating!
    Exactly! No clutter in my house :) I only own 3 books total, and it's because I keep going back and re-reading them or referring to certain sections.

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  14. I've definitely been running around a lot this summer, but I feel like I have nothing to show for it. It's been (mostly) fun at least, so I guess that's all that matters!

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  15. House hunting is the worst. 50?! I might cry if we have to get to 50. His parents looked at 100. Mine looked for over a year (John and I will be right around 1 year too.) Sigh. I wish it was like house hunters.
    Yep, in ground pool so you'll have to come visit :) I think they're too much work, having been a lifeguard at a country club pool where I had to do all the chlorine testing and things, but John has had one his whole life and says he'll do it all so I guess we're getting one!
    I've hit every day so far on the challenge! (Well, you know that) And I have one for today too, I'm so proud of myself. The last time I posted 9 photos in a row was never.

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  16. I love Bossypants! Haha I probably wouldn't want to get out of the car when I got to my destination.
    50? sigh! I don't think I could go see 36 more houses. I'd cry.

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  17. Hooray new job! Congrats!
    Oh man I definitely do not want to hear the horror story! Well, I do, but after we're already safely in our new house ;)

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  18. Haha it really is such a good name for you.
    House hunting is the worst. I'm so over it! I'm hoping we'll find something either on super sale in the winter (because who buys then?!) or right when the market starts again in March. The sooner the better.
    Agree on the backsliding. I was going great up until Vegas and then I started eating and drinking a ton of bad things. Whoops!

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  19. Ooo yay thank you for finding it! They're really fantastic, I love them. The only slightly negative review I saw was about the trim stitching, but mine has held up perfectly well.

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  20. Oh she was so mad! But I'm glad we know - never want something bad to happen because you get a pool and they get in when you're not there. Just like a toddler!

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  21. It's more, like... fake dramatic now than it was in the beginning. I feel like so many more things are staged.
    I miss Chloe too, I loved her. But I love Nia the most, she's fantastic, so I hope she doesn't go anywhere!

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  22. Posted about the shopping ban rules today! Hope you enjoy :)
    Love that you're not bringing new stuff in, that's smart. Are you going to do a whole apartment/furniture post? I'd love to see everything! Because, ya know, I'm nosy!

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  23. Mackenzie is so big now! I didn't realize until Tuesday's episode, they showed a clip from the 1st season, when the drag queen came in the first time and taught Nia the death drip. They were all so little! I still watch it religiously haha I can't help myself.
    No answers on the hair yet, I hope it gets better soon :( It's always shed quite a bit but now I can see/feel it thinning and handfuls come out at a time - not good!

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  24. I loved reading this. Let us know how the groceries costs go. Yikes, I estimate we spend about $700-800 a month were buying a ton of produce, which adds up like you wouldn't believe.

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  25. I definitely agree with getting lunch out - there's just nothing affordable unless it's really crappy for you like McDonalds. They healthy options around my office just make me mad - what they want for a salad I can make lunch for myself at home for at least a week!
    I did start making my Christmas list already. I don't have too many people to buy for, and there's definitely at least 4 that I can talk into 'let's do drinks instead of stuff' and they'll be thrilled with that. So I don't plan on going crazy with gift giving but it's just not an area I'm willing to give up entirely. I would if I were in debt, but I'm not in any dire financial straits - I just spend frivolously and want to stop!

    I wish you luck with your 6 months! I'm kind of glad we're doing it at
    the same time frame. I'm going to tweet you when I'm feeling weak and
    you can talk me off the ledge :)

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  26. I definitely could not have started with this, I would have failed so quickly. But since I started slowly cutting things out (no clothes, no clutter) it should be easier to go full on shopping ban. I'm still nervous though!

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  27. College is so hard, I remember very clearly how much I spent on booze and late night pizzas! I think it's great you're even doing a spending frost - if I had the foresight to do that in college, even for a month, I would have had way less debt!

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  28. hahaha! Amazon is the devil with their 1 click ordering. I have to stay off it.

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  29. absolutely, i will do the same thing!


    oh and i wanted to say about the groceries, you mentioned $100 a month was the national average? we currently spend.. well, a lot more than that and i was looking at it online and i thought i read $100 a week was normal, but that's just crazy to me. i want to get down to $200 a month for the both of us.

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  30. I thought that the $150 number was if they were including things like paper goods or dish soap, no? I thought I read somewhere that $100 was JUST the food part. Maybe I'll budget for $300 but then aim to keep it around $200, so I have some wiggle room!
    I feel like the last few weeks have been a free for all for me too. Too many things catch my eye and I order before I think about it.

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  31. You go girl! I'm really trying to crack down on my budget now. Or even put one in place that I can actually stick to. Lol.

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  32. Oh you're a genius! I will work on a perfect nacho recipe. I completely agree, I only like them when I go out. Maybe it requires adding things to store bought cheese. I'll get back to you ;)
    I think I can do it. I'm still worried in some areas because I think John and I spend too much when we go out, but if I plan ahead I can be reasonable.

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  33. I love that you're doing this. I'd been semi-following Cait's and it's definitely inspirational. I'd love to give it a try at some point. Maybe not a whole year but 3 months or so just to see if I can do it. Which I think I can. The husband would need to be on board, though, and that's the hard part.


    I think you've covered everything. It's a very thorough plan and I can't wait to see how you do!

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  34. I will definitely do a check in! I'll keep track and if it's a lot to say, I might do monthly updates like the last weekend of the month. Otherwise every other month :)
    I've been on a free for all too. Nothing big of course, but new sheets here, a few cocktails there, it all adds up. I just want to be more conscious about it all.

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  35. No Ma'am that's just food. The wiggle room idea is a good one. I just don't want to see you either eating poorly or not enough in an effort to not go over. I know when I set a goal I do just about everything to NOT break it because I feel horrible when I do. For me that would include living off Ramen or not eating. :-)

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  36. My produce costs really are not bad! I'll have to do a post about my grocery trips. My whole cart is produce, beans, and meat for John (I'm vegan, he doesn't do dairy) and the occasional box of pasta. I'll have to remember to photograph my receipt next time and share my tips!

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  37. haha good point! I do that too. I'll promise to eat all real food :) And the occasion bag of m&ms because hey, let's be honest here.

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  38. I had to use a software to finally get me to budget, it was the only thing that worked! My mind just did not want to track my spending but seeing it all in a spreadsheet on my screen... yikes!

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  39. I loved Cait's recap from Monday, she really went the distance on that post.
    I'd try it! 3 months is reasonable. Even men can do anything for 3 months ;) Maybe come up with an incentive for him, like something really cool that he wants or a vacation. Something fun! That's the only reason John is on board - we have a house to buy and I agreed to a pool, but that means shopping ban until April for him.
    I definitely tried to cover all the bases by looking at the last 3 months of my spending. Hopefully I accounted for everything! Really, I want to cut down on eating out and taking cabs. If I can master those two, I'll consider it a success.

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  40. I love this. I too followed Cait's a bit and was beyond impressed. I don't know that I would go on a full-on ban, but I definitely try to take these rules into account anyway. Over the last year I've all but completely stopped buying clothes/makeup/personal care stuff except to replace what's run out or damaged. I don't run up big bar tabs, and I just don't like shopping. I love candles, but try to only buy them once per season and when they're on sale.
    I definitely need to work on the random coffee out here or Chipotle lunch when I'm lazy and didn't grocery shop or something. Or getting sushi every single time I meet up with this one friend. I'm going on a freeze in August and we'll see what comes after that, for a person who already is pretty discriminate with her spending!
    I'm pretty sure you'll do fine with this. There will be times you're tested I'm sure, but you're smart and motivated. Good luck!

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  41. wow that's a lot! i imagine living in chicago and other cities can be way more expensive than living in louisville though, you know? i'm sure we can do the $100 a month per person.

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  42. Good luck lady! After following along with many of your spending freezes I have high confidence that you're going to rock this. I'm starting a new job in August, but won't get paid until September, as well as moving to a new area & getting a roommate for the first time in years. So, starting in October I'll be budgeting for real for the first time ever. I'll definitely be referencing your posts to help with it.

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  43. I think the expenses come more from getting the goods to the store. Like Alaska, everything is 10x as much there. Chicago isn't really too bad - we're close to a lot of farmland for produce and beef. Tax kills, 9.5%, but I think the food prices are pretty reasonable.

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  44. I don't know if I could live without buying candles, like you I feel like I NEED them! I could probably stick with the rest of the list though, I'm not a big shopping person unless it's for Little K anyway.

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  45. She actually tried the woman's Rogain for a while and had good results but you have to keep using it to keep the results.

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  46. I'm seriously so impressed. One month was crazy long for me, but I do think I'll try to add another month in the Fall and see if I can make it two. Personal goals :)

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  47. My dermatologist recommended that too, but said I'll have to use it at least 3 months to see any results at all. And then I have to keep going? That shit is expensive! I'd rather figure out the actual problem and fix it. Buuut I love my hair so I'm buying the rogaine anyway til I get some answers.

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  48. I love your do's and dont's. I feel like a lot of people can learn from this. I need to add more do not spends to my list for this month!

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  49. I chuckled a little when reading this -- very "you!" Just wanted to stop by and say hi and cheer you on your shopping ban. Also btw, I've revisited some of your decluttering project blog posts because that's what I've been doing lately :)

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  50. I love it! I'm in the midst of one for July and I love it. I'll definitely be doing another for August.

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  51. I love how driven you are! I have a budget, but I have to admit I could do better at saving more money each month. I had to put myself on a budget due to student loans and begin paid monthly... monthly paychecks suck!

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  52. $100 per month for groceries??? Somehow we manage to spend an average of about $125 per week between my husband and I. Of course, this includes toiletries, laundry supplies, cleaning supplies, etc. But still....I need to reevaluate that!

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  53. @KayLynn Stone actually let me know that it's $150 per month, per person. I think we're right about that if I include the toiletries and cleaning supplies, possibly a little less. I'm a pretty frugal shopper!

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  54. It definitely helps a ton, makes you so much more mindful. Heck yes for continuing into August! I'll tweet you when I need willpower to not buy cute back to school pens and things since, you know, I'm about 5 years removed from ever going 'back to school.'

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  55. Ohhh man, yes they do! It's always harder to do that. Do you budget one month ahead? It makes it slightly easier, so you don't have to time bills and things. Like, you use your paycheck from June to budget for July, rather than July's paycheck. So you know the money is already in the account ready to go to pay for things. Takes a bit to get to that point (have to put a little aside each month til you can get 1 month ahead) but it's worth it in the end. Less stressful, I think!

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  56. Haha I like that! Yes it is, very me :) Thanks!
    Yay!! I'm so glad they're helping you! How's it coming along? Getting rid of a lot?

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  57. I had to be super specific with myself, otherwise I'll let things slide. I need the structure haha. Hopefully this list helps someone else, even if it's just for a month or two instead of a year.

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  58. I'm all about baby steps. Took me awhile to get to a place where I felt confident doing a full year (or even until the end of next april.) I had to do a couple month long ones, then the spending frost, then limit take out for a month. now I can finally really do a full ban!

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  59. Candles are my biggest concern! I just started burning my last one yesterday and had a little panic attack. Might have to sneak one more in before the ban starts on Monday. I always get a TON for my birthday and Christmas because it's the only thing I ask for! But that's not until November (and December) so I have to hold out. I'm gonna do it!

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  60. Oh my goodness, that's a lot of changes in a short amount of time! Good luck! I can definitely help you budget if you're ever struggling or need help getting started. It took me awhile to find my system, but now I'm a wealth of knowledge on all the options out there :)

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  61. I don't like shopping either, particularly not in stores - the crowds and music and displays just stress me out. I'm not too bad about online purchases either but lately it's been little things really adding up. I was shocked at the total amazon number - $1.99 for an episode of dance moms here, and e-book there, that total really got up there but you don't realize when it's just $3 at a time!
    A one month freeze is a good call. I think it helps you realize if you're indulging in too much of something that isn't important to you. Some people live for the morning latte and that's totally fine. For me, spending a few hundred a year on something I don't even like that much is just not in line with my long term goals! I'm glad to have a buddy to talk to about it, even if your freeze only lasts a month. You'll need to talk me off my candle ledge for sure. Which do you get? I love the 3 wicks from bath and body works. They go on sale constantly, I need to unsubscribe from those notices for sure!

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  62. Absolutely; feel free to reach out if you need a push in the right direction (away from the Buy Now button ;)). I'm a BBB 3-wick girl too. I unsubb'ed from the emails and try to only go in when I know there's a sale on and the seasons are changing so I need new scents. They really are amazing candles though...but not worth breaking a spending freeze/shopping ban over! :)

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  63. I'm going to struggle when fall scents come out, for sure. For winter scents, I'm covered for my bday and christmas, candles are all I ask for! Peach bellini is my favorite. Sometimes they call it other names, but at the end of the day it's always a peach/champagney scent and I'm obsessed.

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  64. I know I will be sharing a behind the scenes of my office once it's done. I haven't decided about the rest. :)

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  65. I did do that prior to buying our house and car, I haven't gotten back to that point again yet. It is def something I am working on, as you are totally right it does take the stress down. I do have it set up so that all of my bills are due the same week as I get my paycheck, as it is on an odd day, and that way that $$$ is gone without any temptation.

    Tracie

    www.tracieeveryday.blogspot.com

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  66. This is awesome (and I never thought I'd say that about a shopping ban)! I think I might have to do this. Good luck, I can't wait to hear about how this goes in a few months!

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  67. Maddie BaldassariJuly 9, 2015 at 10:39 PM

    Good luck! on the e book front, does your library allow you to check them out, I do that with a lot. I actually was never a fan of e books, but when I wanted a book and they were on hold, that is the easiest route. They don't have all titles but a decent amount.

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  68. Maddie BaldassariJuly 9, 2015 at 10:41 PM

    this answered my question on your last post regarding library e books. Can you see I am playing catch up? hahaha

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  69. I am waiting to do this so bad, but it's going to be hard to do. I'll have to talk with the hubs and see what he says. We eat out so much.

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  70. I have set a rule for myself that I am not to buy lotion, body wash, or body spray until all of the ones I have stock piled are empty! And I struggle with candles something fierce! One at a time...

    We are really trying to cut back on dining out but dear god it kills me.

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  71. YES! I'm starting with my office (easiest) and making my way downstairs... the hardest will undoubtedly be the living room, full of cabinets and shelves that have millions of objects tucked away. And I will have to make a decision for every single one of those millions of objects: Keep or no? It's a little exhausting... I know the rule of thumb for the closet, where if you haven't worn it in the last year, then give it up. Do you have a similar one for non-clothing objects? E.g. books, lotions, mugs (so many mugs...)?

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  72. Lol economizing is key. I'm on a shopping ban this month myself.. at least this month it'll probably have to go until next year seriously. I'm broke phi broke and it ain't cute no more. I buy clothes when I find myself in the mall - since it's summer and it has great bars I have been then more times than I ought to be. I need to stop, I managed to NOT walk in today and I'm proud of myself.. it's a danger zone. Baby steps. Have a great weekend Stephanie! -Iva

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  73. You are amazing. I wish I could nod at each one but honestly, my dogs' meds and walks are organized. And sometimes my inbox.
    company/">شركات مكافحة النمل الابيض بالرياض
    شركة مكافحة النمل الابيض بالرياض
    مكافحة النمل الابيض بالرياض
    شركة مكافحة النمل الابيض
    مكافحة النمل الابيض

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  74. Look at you go!! I want to start a 101 in 1001 list. i think it would totally motivate me to get some fun stuff done!! Glitter cupcakes sounds so funافضل شركة جلى بلاط
    , and the cocktails!! Yes, please!

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  75. Where has the summer gone? Hawkeye looks adorable! I am buried in books right now!

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  76. I'm so impressed! Figuring out what I actually need versus what I want is always the hardest hurdle for me!

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  77. Oh, and candles are such a temptation!

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  78. I think I am going to do a version of this too! I might have to alter some of the rules/exceptions (sadly, i don't live in Chicago anymore.. i wish i could still do CTA!!!) :)

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  79. how did i miss this post? it's about saving money and hello? this totally appeals to my cheap chinawoman self.


    im all about saving money and i have no problem with a ban. most of the time i don't buy a lot of stuff unless it's absolutely needed ie like planner stuff because everyone needs planner stuff. but i'm talking about things like clothes -- if there are no holes in them, then they're good enough for me. that's not all together true either - i have a hole in the inseam of one of my comfy pants but no one can see it unless they stare at my crotch and since none of that is happening, technically this hole doesn't exist so perfectly fine to wear out in public, amirite?. my clothes have all been hemmed since they're too big for me now and i'm not talking about taking them for profesh hemming; i'm talking about shit i do for kayla's pants when they're too big for her - pinch in the sides and sew that shit up. yep, a 40yr old woman wears pants that are sewn like a child's #nofucksgiven #toocheaptopayforthatshit

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  80. ElleSees.blogspot.comJuly 20, 2015 at 6:13 AM

    you rock!! i'm on a candle ban. i have to burn 3 for every one that i buy, and i'm only allowed to get them if on sale. i can't wait to hear your progress.

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  81. These are great ideas! I noticed all the money I was spending on nonsense and how much I could have leftover for stuff that really made a difference. I used to do the same thing as you - go into a store for something legit and leave with 10 extra items. Same with clothes but now I'm polar opposite and hardly ever buy anything new. I'd rather spend it on an amazing trip!

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  82. good luck and I admire your determination, I am lucky if I go a week... oops, but I am way to far in life to start this now LOL

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  83. Yikes, sorry it took me 2 weeks to respond! Thank you :) It's getting easier as time goes on but it was tough to get started. I can already see the money I'm saving though, so I say give it a try!

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  84. Sorry it took 2 weeks to respond! I saw your message on the other post too :) Yep, definitely doing the ebook thing. I have 5 on hold right now, hoping they come in soon!

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  85. Eating out is the killer, it really wastes so much money when you think about what you could be making at home. It's a good treat on occasion, but I'm trying to keep that to just once a week. It's definitely helping the budget!

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  86. haha I feel the same about the body wash. I don't know where it all came from, but I don't think I need to buy any for like 2 years. Candles are really getting to me though, I WANT THEM ALL.
    Dining out is the worst on the budget, it's so expensive. We've cut way back and I think that was the biggest help.

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  87. Candles are the worst, I want so many. I'm on my last one, it's going to be a struggle once that's all done!

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  88. Haha baby steps are the key! I would absolutely buy things if I were in a mall, so I stay out of those. I still browse the online shops though, I need to stop that! I don't know why I'm testing my will power like that.
    I do keep going to the bar by my apartment, but my beer is only $1.75 a draft and it's approved under my ban so I'm okay with it!

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  89. You should! It's a great way to save money, it's been working already.
    I love having the CTA. I pay $100 a month to get to work and get around the city. I have no car, so no parking issues, gas, tolls, tickets, insurance, maintenance - just $100 a month. Love!

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  90. haha I agree, buying the books is a waste of money if you're only reading it once. I've been using the library so much more now! It's been tough but it gets easier each day. I love all the money it saves too, I can tell a difference already!

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  91. I LOLed so hard at the pants, but like ... true, right? I mean, they'd have to be staring at your crotch so... who's the weird one? the person with the hole or the person staring at it?!
    Haha you do more sewing than I do, so props for that! I should learn the basics though, I never patch anything that gets a hole. I just toss it and replace it since clothes are so cheap nowadays.
    But I need to learn all your cheap chinawoman ways! I'm doing pretty well, but some areas are still a struggle. I need more will power!

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  92. Haha the candle ban sounds like me, I had so many at one point but seriously- they're awesome. I love candles. I'm going to be so sad when I run out!!

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  93. I'm so much better about clothes now, I just don't want anything! I'd definitely rather save it and spend it on more important things. I'm saving money already, I can tell. I went into Walgreens for deodorant and actually walked out with only deodorant! It was an amazing feat for me haha. Baby steps

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  94. Thanks Linda :) Haha you are not at all too far in life to start this now! You can do a short ban any time. But then I'd miss all your fashion instagrams, so maybe just keep buying things! I'm an enabler.

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  95. Well I'm responding to comments 2 weeks late, so I feel you ;)

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  96. July is over next week. I do not even know how that happened!

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  97. She says thank you ;)
    Hopefully the house hunt is over soon. I'd love to just find a place and be done already!

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  98. yep, mine area all in the summer too! My mom set them up that way when I was a kid so I didn't miss school, and since I go to all the same doctors, my schedule hasn't changed! It's kind of exhausting though!

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