Monday, July 1, 2019

July Plan With Me

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And just like that, we're halfway through 2019.  I've been caught off guard by this, actually.  2018 completely dragged for me, the longest year I can remember.  But 2019 just flew, I have no idea where the last few months went to.  At least these posts keep me accountable, not only to make me check in and reflect on the previous month, but also to make me focus on the month coming up and make some plans for it.  Here's my July plan:

The details about everything I use can be found here.  Get my budget template here.  And get $10 off your own Erin Condren planner here.


First up, a look at how June's budget turned out.  Gotta love that the first item up is the lottery tickets I bought for my dad!  He didn't win.

I spent way too much on John's birthday (that's that $350 charge but he really wanted this cornhole set so it is what it is.)  Other than that, it was a fairly standard month.  Just a couple things I didn't really need (a console table from Hayneedle and I'm sure I threw something extra into the cart at Costco), but otherwise I kept the spending to a minimum.  No extra entertainment spending!  Which can be really hard for me in the summer.  I anticipate it'll be much higher in July and August.  I ended up not needing to put gas in the car so I saved there, and I didn't let the Netflix charge go through because once I finished Lucifer, nothing appealed to me.  Why pay $13 for something I'm not using?

Here's the budget for July:

As you can see, I already filled in some numbers since it's July 1 as you're reading this, which means I already got paid and some 1st of the month auto-drafted bills have already been taken out of my account.  I expect bills to remain the same and I plan on taking out $300 in cash for the month to use for groceries and entertainment and stick to only that.  We have a lot of plans though, so wish me luck!  FAQ: I don't budget John's income (we make almost the same) and he pays the mortgage, which is why no housing cost is on my budget.)


How I did with June:

An almost perfect month!  I kept much better track of things this month so I checked everything off in terms of monthly and weekly goals.  I didn't hit every daily goal, but much better than in the past.

What I have planned for July:

July is a very busy month in terms of having no open weekends, but that's just typical for summer.  Still, I loaded the month with goals - things to enjoy like John's birthday and the Blackhawks convention at the end of the month, things to learn like the witchcraft 101 course I signed up for (I am a witch, at least I think so... I just need to figure out all the fascinating details!), things that I'm constantly working on, like not spending excess money and remembering to exercise and track my food.  It should be a good month.


July starts my new Erin Condren planner.  I don't know how I want to set it up and use it yet, so I tested out a few things this month, like listing out the budget and a few key goals.  We'll see how it goes!

How is your July shaping up?  Have you sat down to plan it yet?  Don't forget to join in on Plastic Free July!!

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